No, they they have damaged the free market for phones and phone service using these subsidies to create bundles, so you will pay an inflated price for both your phone and your service.

Whether you buy it locked or unlocked you are being ripped off. They essentially learned it from the US employment/health insurance co-bundle.

Given that several branches have to spend considerable time reviewing just how noncompetitive the wireless industry is, it is kind of absurd for one to hand them another tool to continue competing on everything except price and service.