Perhaps someone shouldn't be trying to hang Sheetrock until they're 70. You'd think, after 20+ years of hanging Sheetrock, a person could start his own Sheetrock hanging company and hire others to do the labor. I have little sympathy for those who took their entire lives without any sort of ambition to advance. It's not my job to pay for the retirement of other people. It's the individual's job to take care of their own life and responsibilities. However, we obviously need a safety net to protect those who might become disabled but the safety net ought not be the primary means for the able bodied to take care of themselves at retirement.