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Re:Nvidia Allegedly Engineered Scarcity by Funding AI Startu... by ralph84 on Saturday November 14, 2026 @12:23AM (#50494265)
You're being deliberately obtuse. Every auto manufacturer has a captive finance arm. That captive finance arm may be operated by a financial institution, but the financing is subvented by the auto manufacturer. Chase isn't offering 0% financing on a Subaru because they like the car, they're offering it because Subaru pays them to.
Re:Nvidia Allegedly Engineered Scarcity by Funding AI Startu... by dofm on Saturday November 14, 2026 @12:31AM (#50494300)
This is, nevertheless, a quite different story. Nvidia does not have a captive finance company.
Re:Nvidia Allegedly Engineered Scarcity by Funding AI Startu... by conductr on Saturday November 14, 2026 @12:49AM (#50494388)
> Nvidia does not have a captive finance company

You don’t need to when you have a few dozen customers. You meet with them and plot world dominance over cocktails.

Auto companies have the structure they do to support 1000s of dealerships and millions of customers.

Re:Nvidia Allegedly Engineered Scarcity by Funding AI Startu... by jurgenburgen on Saturday November 14, 2026 @02:52AM (#50494978)
Surely the credit risk level is completely different between individual customers personally on the hook vs speculative corporations?
Re:Nvidia Allegedly Engineered Scarcity by Funding AI Startu... by conductr on Saturday November 14, 2026 @09:37AM (#50497353)
Sure, but no matter the risk level the vendor always has the most ability to absorb defaults. It’s probably why they are the only reasonable lender in many markets