Once the memory cartel is reigned in by CXMT, Apple ships a Home with 512GB unified memory for <$10k. It'll have confidential compute so they'll let you sell tokens and they'll collect 30% for facilitating.

> So instead of buying a $20 Anthropic subscription you recommend that the average person go out and buy a couple affordable GPUs and build a home server?

Ant moat is model. If model quality is not an issue for you, there are plenty of provides which will give you access to open models.