I started with mercury recently and absolutely love it. The Books stuff seems to be OK, which is a huuuuge improvement over QuickBooks Online which is now an unwieldy pile of crap that nobody should use.
As of Jan 1 Mercury says they will start charging $30/month, which is cheaper than other alternatives I've found. My vibecoded Beancount-based system probably cost me more in time than using a year of Mercury Books.
Damn, I've been trying to get another job for pretty much this entire year to work up to the $240/yr, now it's going to be $360/yr? That sucks. I mean, I'd pay a lot more for Mercury, but it sucks that I probably won't get to take advantage of the $240 for my first year.
The 250/yr is for the personal bank account, I think? Business bank accounts are different, and at least I'm getting is for free.
Books is the new accounting offering, and is an additional $30/month.
I've been looking at Mercury Personal, yeah.
If you do have a business with an account at Mercury, you get a free personal account with it. I haven't used that yet, just the business account.
They have recently expanded into bookkeeping, but I haven't used that. If you're just using the bank account & manual invoices, it's free.
Used Bonsai happily for years before that. I see they have been bought by Zoom, so I would expect some changes.