Well that's a different argument, now isn't it?

What time does it save you if you still have to read through just as many entries to validate as you do to sort?

If you're the type who double-checks your work and this is important: 40% of the time.

If you're the type who doesn't: probably 90% of the time.

This feels like goal-post moving now, with questions less genuinely curious about an answer and more trying to "get" me. How am I supposed to answer that, it depends on the task and the model and the harness and specific human being using it.

Use it or don't, I don't care, but at least be genuine in the discussion.

Do I need to? If I moderately underestimate my entertainment spending because my Apple+ subscription got categorized as a grocery purchase, that doesn't seem like a big problem.

If you don't care to that level then why not put your finger in the air and just come up with a made up estimate yourself?

Like most people, my finger in the air estimates are hugely biased towards underestimating how much I spend. An AI budget app that has like 50% accuracy would probably still not be useful, but 90% accuracy is fine, and while I have not gone around trying to audit AI budget apps I suspect the accuracy for good products is even better than that.

If you're gonna go the extra mile and use an AI-powered system to be able to cross-check data more in depth than a run of the mill report from your bank, it means you want 100% accuracy, not 90%.