But that would include dashcams too, and those are a must if you're operating any sort of vehicle.

Do insurance companies even watch dash cams ? From what ive heard they just pay out and dont care.

Really? They are intent on looking for reasons to not pay, from what I know.

We have dashcams (and GPS trackers) in our business vehicles. They're a really important tool when our drivers are reported for "driving badly", or for situations where the vehicle was damaged.

Most reports are not supported by the evidence, but some are, and that helps us improve driver behavior, while at the same time protecting drivers from bad reports.

It's not an insurance thing, but more a "manager confidence in drivers" thing.

Is the dashcam footage local to the dashcam or the users private data storage, and is gone when the user deletes it?

Or is the dashcam managed by a company that collects and stores the data up uploaded to a cloud of an insecure company?