What a stupid ass "algorithm".
Edit: Here[2] is a more comprehensive list of records that private investigators cannot legally obtain: banking and financial records, telephone records, credit information, nationwide criminal records, and a comprehensive individual profile. However, I have no confirmation of the veracity of that website, as I just found it with a quick search.
0: http://en.wikipedia.org/wiki/Telephone_Records_and_Privacy_P...
1: http://www.gpo.gov/fdsys/pkg/BILLS-109hr4709enr/pdf/BILLS-10...
2: http://www.diligentiagroup.com/legal-investigation/5-myths-w...
Here something like a credit statement showing consistency of payments to a mobile operator would suffice - with number portability being a law some brokers would sell you access to a database telling you which carrier the number belongs to, and how long ago it was recycled.
But remember, this is all when you're strictly following the law. There are plenty of PIs who are willing to bend the law.
> So, I take the approximate age of a founder’s cellphone number and then during due diligence, I get a stat: The average time of their first phone call in the day. If you and your entrepreneur team are making and taking calls at 6:30 a.m PT, you’re probably talking with people back East and there’s a 50-50 shot you’re making north of a million in revenues.
This smells like complete bullshit. There are no other (relevant) Google results for "cellphone underwriting": https://www.google.com/search?q=cellphone+underwriting (add the quotes yourself, they're being removed by HN's comment code)
GigaOM has really gone to the dogs.