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A comment on Credit Card Rewards Became a $9.2B Wealth Transfer. Parent comment

Re:Credit Card Rewards Became a $9.2B Wealth Transfer by OptionOfT on Tuesday August 25, 2026 @08:02PM (#49442445)
Problem with a debit card is that if something goes wrong (product broken, or worse, debit card skimmed) it's my debit card, and thus my money.

Credit card? I file a charge-back which is a forcing mechanism for the vendor. Credit card skimmed? I get a new one, and I don't need to wait for my $ to be re-imbursed.

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Re:Credit Card Rewards Became a $9.2B Wealth Transfer by ValentineC on Wednesday August 26, 2026 @09:36AM (#49448938)
Debit cards on Visa/Mastercard have chargeback protection too, but yes, the money leaves one's account until the chargeback is successful.
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