AI financial advice is surprisingly good if you ask the right questions

Re:AI financial advice is surprisingly good if you ask the r... by MBCook on Saturday August 01, 2026 @11:18PM (#49140732)

Yeah just off the top of my head I’d expect Discover and AmEx to be around 3.5%. Apple is at 3.4%.

I moved away from near 0% savings accounts more than 20 years ago, it’s amazing to me it’s still so common.

You don’t have to try very hard or go wrong to someone you’ve never heard of to get a good rate.

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Re:AI financial advice is surprisingly good if you ask the r... by wingworks on Sunday August 02, 2026 @12:43AM (#49141178)

The rate goes up and down with inflation, high inflation, high interest - low inflation, low interest.

But even then, yes some banks still offer no or 0.5% accounts.. because they can, and many people can't be bothered to figure out a better option, or "trust" there bank and don't want to move. (or the bank has high interest account, but make it complicated to use)

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Re:AI financial advice is surprisingly good if you ask the r... by MBCook on Sunday August 02, 2026 @09:55AM (#49144749)

When I first got a real high rate savings account it was 5%. I think my normal bank paid an incredible 0.05% at the time.

You’re right it varies and that has been obvious lately as I seem to be getting monthly email warning me my rate would be going down.

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