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A comment on AI financial advice is surprisingly good if you ask the right questions. Parent comment

Re:AI financial advice is surprisingly good if you ask the r... by jeffreyrogers on Saturday August 01, 2026 @11:09PM (#49140691)
You can convert your 401k to an IRA when you leave an employer. Some employers also offer in service rollovers (I think these mostly have minimum age restrictions on them though)
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Re:AI financial advice is surprisingly good if you ask the r... by what on Sunday August 02, 2026 @12:33AM (#49141119)
That’s a traditional IRA, not Roth.
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Re:AI financial advice is surprisingly good if you ask the r... by loeg on Sunday August 02, 2026 @03:43AM (#49142061)
Traditional 401k balances transfer to traditional IRAs, and Roth 401k balances transfer to Roth IRAs.
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Re:AI financial advice is surprisingly good if you ask the r... by seattle_spring on Sunday August 02, 2026 @02:49AM (#49141787)
Right but once your traditional IRA is fully rolled over to a 401k, you can take full advantage of backdoor Roth IRA contributions regardless of income.
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