Only because the people in power have successfully brainwashed everyone into thinking so. I don't care what brainwashed people consider it to be. I only consider it what it actually is.
From first principles, it is objectively not ownership, if the bank has rights on it.
it's not like a car where you have the option to do without, you can't do without a place to live. i am pro renting, but unlike a car loan i don't see a mortgage less financially responsible because you can almost always just repay the mortgage by selling the house, in other words unlike any other loan mortgage is unlikely to put you into a debt that you can't repay because the house is your collateral. (unless the housing market crashes maybe)
Then don’t worry your pretty little fingers informing us of your uninformed opinion. You get what you give.
You also cowardly avoided my last remark, or just have no idea what that is. Eminent domain says that your government can decide to take something you think you own, thus proving you don’t own it no matter where you put your name on it or how you paid for it.
It’s only fair I throw a creative wrench in your idea of ownership then: eminent domain. You can never own something if it can just be taken away even if you are compensated.