It’s always amusing when someone brings up the “just tell banks that if they reduce account takeovers by 80%, it will drive off 3 customers a year (and those are the same 3 customers who call site support to complain the website doesn’t work well on their homebrew Chromium for when running on BSD”

Cloudflare only exists in its current form because banks and such already enthusiastically accepted that trade off.

I don't think it is delusional. Maybe ineffective. I think it is delusional to just accept these privacy invading measures as inevitable. Especially for software services today, there often is an alternative.

Most businesses don't have the luxury to be able to not care for the customer.

Cloudflare is a service provider for third parties, not the product I want to consume.