Re:The Dead Economy Theory
by 33MHz-i486 on Saturday May 30, 2026 @01:30PM
(#48338687)
if you dig into whats actual safe to distribute after inflation and taxes, or conservative FIRE mid-life recommendations, its around 1-2% of principal per year . From 14m, 10-20k/month, about the budget of the white collar household in a major metro. Which is nice but hardly opulent. Rent, healthcare, and kids (or some expensive hobbies) eat that up in hurry.
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Re:The Dead Economy Theory
by confidantlake on Saturday May 30, 2026 @02:59PM
(#48339549)
20k a month being the budget of a white-collar household? We obviously live in very different worlds.
Re:The Dead Economy Theory
by 33MHz-i486 on Saturday May 30, 2026 @03:36PM
(#48339849)
possibly. consider a hypothetical family in SF or NY. median 2 bedroom rent is 5k/month. mortgage on median area home price is 9k/month. . health insurance 2-3k. car 1k. food 1k. utilities & maintenance 1k. optional child care or private school 2-4k per child. Aside from the school choice everything is a vanilla lifestyle choice. I think 10k+ is not exceptional in top 10 US metros for educated professional dual income households