So we all now know that a bailout DID occur with the SVB depositors who had all their money in the bank and most deposits were over the FDIC insurance limit. The FDIC insurance rules somehow didn't apply here because there was too much money at risk. (And too big to fail).

But if there was a bank failure at a regionally smaller bank with a regular customer or startup depositing the same amount of money over the insurance limit, their money is gone.

Just like Intel got a "bailout" from investment as chosen by the US government, AI will eventually have a very similar story.