I’ve had to disable it a few times but for niche stuff. I like to run LittleSnitch and monitor all outgoing network connections.
Regardless you still had to do it. Anyone that doesn’t do it is in a restricted use case for the machine. That’s my point which I made clear in my original comment. Disabling it allows you to use the machine outside of restriction. Fancy that!
I only had to do it years ago. I have a new M5 Max MBP and it has never had SIP disabled, neither did my M1 Max MBP I replaced. That's at least 4-5 years where it's been unnecessary. Never needed it on Apple Silicon devices, although I don't think the SoC arch is related to why.
Basically, I don't see any impediments to doing anything I need to do with SIP enabled at this point. I'm not sure what GP thinks the impediment is.