> but I can't even imagine how good my life could be if my wife made the same amount as me so we had a combined income close to $200k.
Outside of a VHCOL, $200k mostly buys you peace of mind, if you live modestly. You get to build savings to be able to say F you to your employer and maybe take time off and spend a few thousand without worry if a family member needs medical attention.
Inside of a VHCOL, $200k merely helps you get a downpayment for a half decent home.
https://dqydj.com/average-median-top-income-by-age-percentil...
> but I can't even imagine how good my life could be if my wife made the same amount as me so we had a combined income close to $200k.
Outside of a VHCOL, $200k mostly buys you peace of mind, if you live modestly. You get to build savings to be able to say F you to your employer and maybe take time off and spend a few thousand without worry if a family member needs medical attention.
Inside of a VHCOL, $200k merely helps you get a downpayment for a half decent home.