>Me not wearing a seatbelt means I risk getting splattered. Not you, or anyone else.

Physics says otherwise. In a collision you don't decide where you body is yeeted and your skull could end inside the skull of a passenger using his seatbelt. Don't be a moron. https://youtube.com/shorts/n2yLMGA_YSA?si=AlvRgfpb-PJxGCBw