Isn't the same true of the wallet on iPhone? I drag and drop reorder my cards as necessary. There's a fixed number of positions that fit above the "fold" (in the scrolling sense).

No. I have only a vertical ordering available in Apple wallet. A card can be above another card or below another card. I have 3d physicality in a wallet that Apple wallet does not replicate.

Ah, so two+ columns vs one.

Two columns vertically, but four columns deep in 3D space.

I can fully control the location of cards in my physical wallet.

The sorting of the Apple Wallet column is a mystery to me. I can probably control it. But I couldn’t tell you how. It also lacks tactile feel. So it’s just not the same. It’s a sloppy mess.

Without wading into your leather vs glass debate: open the Wallet app, press and hold a card, drag up and down as desired.

I don’t know about you but I can’t possibly remember what’s in every fold and pocket because most of the stuff is used infrequently but is still necessary to have on me (health insurance card, for instance).

I basically only know what’s in one or two places. I just end up rifling through everything until I find it