> At this point they might as well just charge per Million tokens like every other provider instead of having a subscription.

Pretty sure that's what they will eventually do

... that is exactly what they will do. Just click the link in this thread, or read the headline.

Why the multipliers then at all?

The multipliers are there only for current annual plan customers. After 2026 its all tokens.

I thought I was smart for buying the annual plan after I graduated and lost my student plan and then GitHub taking away my Copilot Pro I got for free for being a author of a popular OSS project. Turns out I'm being punished for making that year commitment to them. I like to think I'm only a moderate user of GHCP so this is just terrible for me. I'm honestly thinking about cancelling and switching to alternatives while also looking at investing in a local LLM setup.

So they're changing the product that people already paid an annual subscription for to the worse. That's asking for legal complaints.

I understand it like : the 10 usd is for handling the business record, maybe also the harness, I get a few coins to kick tires, but to use it for anything real it’s pay as you go by the tokens list price.

They do for any new plan. Those multipliers are only for people that paid annually. After their subscription ends they'll go into token based pricing like the rest of people.