Just have to reclassify it as non-frivolous then. $10k's not a lot for something as important as a car, if you live somewhere where one is required. Housing is typically gonna cost you more than $10k to own. I probably spend close to $10k for food for 1.5 years.

So if you just huff enough of the AI Kool aid, you too can own a Mac Studio. Or an M5 MacBook. Or a dual 3090 rig.