News for hackers. Stuff that matters.

A comment on Google Wallet leak shows off new physical credit cards.

Re:Google Wallet leak shows off new physical credit cards by shuzchen on Thursday November 01, 2012 @09:01PM (#4730703)
I wonder how flexible you are in deciding what card you want their physical card to charge to? Do you log in and toggle the current card it's a proxy for? Or can you log in later that night and tell google wallet "charge that latte on the mastercard, charge that toy on the amex?". I'd be really excited if I could get one google card to replace some other cards, but one of the reasons I have multiple cards is to separate personal activity from my small business activity. It'd be really important for me to have those separate.
[ Parent | on HN ]
Re:Google Wallet leak shows off new physical credit cards by zainny on Thursday November 01, 2012 @10:52PM (#4731019)
From my understanding of the EMV payment specification (http://en.wikipedia.org/wiki/EMV) a card can actually have multiple applications and when used at a compliant terminal, you are prompted to select the payment application. In other words, a EMV compliant terminal should prompt you to select which card you want the charge to go to. Of course this isn't a terminal behavior you typically see because pretty much any card you get issued by the bank will only have the one payment app. In my own testing though, I've come across cards with more than one.
[ Parent | on HN ]
Re:Google Wallet leak shows off new physical credit cards by wmf on Friday November 02, 2012 @12:54AM (#4731291)
Maybe you're from Europe because I think you're talking about stuff that isn't even close to existing in the US.
[ Parent | on HN ]
Re:Google Wallet leak shows off new physical credit cards by sounders on Friday November 02, 2012 @01:49AM (#4731414)
The US has been extremely slow to adopt this technology despite, the adoption rates around the world. Visa and MasterCard have set a date of 2015 to push merchants to have their checkout terminals be EMV compliant or face higher fraud liability charges.
[ Parent | on HN ]
Re:Google Wallet leak shows off new physical credit cards by ortusdux on Thursday November 01, 2012 @09:13PM (#4730745)
I would love some simple conditional programmability. One of my cards gets 5% back on a rotating set of categories. This month is gas and groceries. Another card gets 3% back year-round. A simple filter would be awesome.
[ Parent | on HN ]
Re:Google Wallet leak shows off new physical credit cards by evoxed on Thursday November 01, 2012 @09:16PM (#4730751)
If they take any cues from voice, you should get your wish as far as simple filters. Of course, it would be great if you could script your payments in a way that really optimized your credit and rewards.
[ Parent | on HN ]
Re:Google Wallet leak shows off new physical credit cards by karanbhangui on Thursday November 01, 2012 @10:01PM (#4730878)
A bit off topic, but if you are interested in maximizing rewards, check out http://www.walla.by/ (I have no connection).
[ Parent | on HN ]