Cloning a mag strip is trivial, cloning a tap-to-pay tag a bit more complicated.

It was intended as a light hearted description of how it feels to use a marginally less convenient technology. I now have to ensure I have my bank card with me when I buy groceries which is a tiny bit annoying when you got used to just knowing your phone would cover most things.

I guess that's a technology I never adopted in the first place, so I can't relate. Futzing around with my phone never felt more convenient than pulling out a card. I still needed my wallet for my ID and cash, so a couple cards is hardly a meaningful burden. To each their own, I suppose.