I'm not sure I can answer the first question, because I can reach the T just fine with my other finger on A and without contorting my wrist. Also, not that it changes my point, but I don't conform to a rigid version of the home-row rule or the standard touch-typing method, and I think that's how I achieve faster typing speeds than most. My hands dance around the keyboard and each movement is relative to where my fingers were on the last movement, while keeping the home row as a base. For example, in the standard method you'd use the right index finger for both Y and U. For me, if I've just typed a Y, I'll use the second finger to type U because that's more natural than re-using the index finger in different positions.

Also, just to be clear, I wasn't arguing that regular and split are the same. I have both types of keyboards and I'm planning to switch to split once I've mastered a new keyboard layout. My point was only in support of the original comment; namely, that that drawing is misleading.