If your chatbot provided you 1.5 feet worth of value before shooting your foot it may have been worth it. The optimal self damage to maximize total value may be non 0.

>The optimal self damage to maximize total value may be non 0.

This is the calculus that large companies use all the time when committing acts that are 'most likely' illegal. While they may be fined million of dollars they at least believe they'll make 10s to 100s of millions on said action.

Now, for you as an individual things are far more risky.

You don't have a nest of heathen lawyers to keep you out of trouble.

You can't bully nation states, government entities, or even other large companies.

You individually may be held civilly or criminally liable if things go bad enough.

It's not that deep. Most people are not having their agents break the law for them.