I run energy modeling - I ran the numbers last month with the new programs and newest panel prices. 12-14 years without any op costs and a 3% per year escalator on electricity. You can get it down to 8 years if you have a great spot without having to put on ballasts but it isn't braindead yes for everyone (especially if they have to watch their money).
Current price: 7.6 kW AC; Installed: 26,155.65 - 5,000 Grant = 21,155.65$. << Hard numbers.
We got 7.6kw installed for $13,000 CAD. I ordered everything myself, had a local installer do it on his weekend, paid an electrician $180 to pull permits and actually wire it into the main house panel. All inspections complete and legal. $5000 grant $8000 interest free loan.
The system makes 7.76Mwh per calendar year. Electricity here is 0.13/kwh, and already pre-approved go up minimum 5% per year. It just went up 6% for 2026, 16% for those out of town.
So the system makes right on $1000 of power every year that I don’t have to buy. We’ll put that onto the loan for 7-8 years , then get at least $1000 a year for the 20 or so years remaining of the system life.
I’m nothing out of pocket, and I’m just putting the same into the loan for 7-8 years that I would have paid in electricity anyway, so no difference.
No brainer.
My house now uses net zero energy ( disconnected natural gas entirely)
I have no idea where you’re getting a quote for so high. Even the highest I got was ~$20k, and that was over 18 months ago.
I don't think what you are providing as an example is what most people are doing. Most people are going through residential installers and not doing all the effort you did to bring down costs.
I commend your effort but it isn't what most people would be doing or paying for and represent otherwise isn't quite honest for people looking to get numbers for their own install.
Fully hands off solar company, $16.5k fully installed, permitted, inspected for 7.6kw on the roof.
They also got the $5k rebate and $10k interest free loan. Their power price just went up 16% in 2026, so they’re extremely happy to have the solar to insulate them from that.
Of course the panels are now a good bit cheaper than when I bought them, and cheaper than when my friend did already.
I went ahead anyway because I’m a “I’d rather have hard numbers than speculation“ person, and it was literally $0 of my money.
Here we are 18 months later. I have all the hard data, numbers and proof that this system will cost me $0 in the short term, make me over $20,000 in the long term, requires no maintenance and is great.
And yet there are still people like you telling me it can’t work.
I’m proving it does, very well. Panel prices are falling so fast your “last time I looked into it” is woefully out of date.
Why are you denying reality?