This, exactly. I tend to run into a lot of problems, but that is mostly because I tend to tinker with it in non-standard ways (hard to be surprised about your computer no longer booting when you intentionally tried to change the encryption setup). However, if you install a distro closest to your use-case and and then stick with just general applications (i.e. the kind you can get from Flatpak), you should not run into issues.

Of course, some things will randomly break unexpectedly, but you get that with Windows and MacOS, too.