True, but it is an effect.

That doesn't mean we should accept that people censor themselves for fear of having their livelihood ruined because someone takes a statement out of context. I'd rather live in a world where people feel safe in being honest with their opinions so that we can work out differences before they become an issue.

I agree, but that's an issue of our economic system: financial precarity.

Capitalism operates on consumers right to vote with our feet and dollars. This takes the form of "a bad review" that signifies a bad investment. It's our only market-based defense against abuse.

It's also not against the law to be a racist. Only discrimination itself is.