Ask HN: What's the best option for easy payment processing?

Posted by jongold on Tuesday October 16, 2012 @06:47AM
from the ask-hn dept.

Hi HN - I'm a designer and Rails-dabbler building an MVP that needs to take payments.

I'm comfortable integrating with something like Stripe or GoCardless but would rather not code a full integration with SagePay etc. I'd also rather not touch PayPal - had too many friends with businesses burned by them.

I'm also in the UK, which unfortunately rules out Stripe for now.

Are there any other alternatives to GoCardless I should be looking at?

( 8 comments | 8 points | on HN )

Re:Ask HN: What's the best option for easy payment processing? by yitchelle on Tuesday October 16, 2012 @06:53AM (#4659157)

I asked a similar question for online payment systems for Europe. You may get some insight from the discussions..

http://news.ycombinator.com/item?id=4379697

[ Parent | on HN ]

Re:Ask HN: What's the best option for easy payment processing? by dangrossman on Tuesday October 16, 2012 @11:47PM (#4663075)

Code against SpreedlyCore and you can point your account at Stripe, SagePay, PayPal, or whoever offers you the best rates at the time. If PayPal burns you, you change one variable in your code and all your payments hit a different payment processor. The differences between all the payment APIs are abstracted away from you, and similar to Stripe/PayPal, payment data never touches your server so most of the PCIDSS compliance burden disappears... yet customers never leave your site, either.

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Re:Ask HN: What's the best option for easy payment processing? by klein0891 on Thursday October 18, 2012 @10:17AM (#4668835)

+1, thanks Dan.

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Re:Ask HN: What's the best option for easy payment processing? by pilsetnieks on Tuesday October 16, 2012 @08:32AM (#4659474)

Braintree has recently expanded into the EU (https://www.braintreepayments.com)

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Re:Ask HN: What's the best option for easy payment processing? by jongold on Tuesday October 16, 2012 @03:40PM (#4661484)

That looks perfect, thanks.

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Re:Ask HN: What's the best option for easy payment processing? by helen842000 on Tuesday October 16, 2012 @07:14AM (#4659213)

I guess it depends on what you're selling but what about Gumroad? Works well for digital products/downloads.

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Re:Ask HN: What's the best option for easy payment processing? by jkaykin on Friday October 19, 2012 @08:42PM (#4675946)

https://spacebox.io

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Re:Ask HN: What's the best option for easy payment processing? by ragsagar on Tuesday October 16, 2012 @01:03PM (#4660733)

try chargify.

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