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A comment on The Vietnam government has banned rooted phones from using any banking app. Parent comment

Re:The Vietnam government has banned rooted phones from usin... by andy99 on Friday January 09, 2026 @04:14PM (#46559436)
My (Canadian) bank extorted me into installing their app, literally blocking me from doing transfers of my own money without it - I had to install it and take a picture of myself and my ID. After this I was able to switch to sms authentication and delete it, but they’re obviously trying to force people onto the app, and eventually they will do so more aggressively.

Of course in Canada we have a banking oligopoly that is effectively there just to rob people, but ironically any of the “challenger” startup banks are 100% app based afaik

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Re:The Vietnam government has banned rooted phones from usin... by FpUser on Friday January 09, 2026 @05:12PM (#46560128)
May I ask what bank? I use CIBC and RBC. They do not require any apps on the phone to reach whatever services they offer. I use all my work on desktop.

I did install app from CIBC for one single and the only purpose - deposit cheques sent to me by clients to my business account without having to go to ATM or the bank teller.

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Re:The Vietnam government has banned rooted phones from usin... by john01dav on Friday January 09, 2026 @08:00PM (#46561547)
Perhaps you need a tech person to partner with experienced bank people to create a new bank that isn't shit
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Re:The Vietnam government has banned rooted phones from usin... by throwaway2037 on Friday January 09, 2026 @09:53PM (#46562281) 

    > Of course in Canada we have a banking oligopoly that is effectively there just to rob people
Are there any OECD nations that don't have a banking oligopoly? I can think of at least one: Germany, because they have Sparkasse (community banks). Does Canada have community banks like Germany and the United States? If yes, then you should vote with your wallet and switch.
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Re:The Vietnam government has banned rooted phones from usin... by noir_lord on Saturday January 10, 2026 @05:28AM (#46564479)
UK has building societies, they function like a bank mostly but are mutual (owned by it's members).

In my experience they are more pleasant to deal with, tend to be smaller/more conservative with tech and you can speak to a human when shit goes sideways.

Mine has never laundered money for the cartels (unlike my other bank) which is a plus as well.

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