If your credit is impacted because someone made a mistake, that still fucks you over. It doesn't matter if it's real or not because the entire point of centralized data collection and analytics is that you don't need to care, the people doing the collecting and analyzing do it for you. So you just trust them with whatever. It's on YOU, the consumer, to catch these mistakes and spend a painstaking amount of time trying to fix them, and ultimately the consumer is the only one who will face any consequences. And when it comes to credit, these consequences are very material. It means maybe you can't get a car, or a home, or even a job these days. I know my job ran a credit check.
If we imbue these new-age data collection and analysis companies like Palantir and Flock in our systems, a lot of people will suffer, and I don't think anyone cares.
Poison their data. If they have evidence against you, and you can prove their data is even partially bad, you have your reasonable doubt.
Juries are increasingly on the side of the citizen , which is better than nothing
My credit example is actually giving the opponents too much credit here. The bureaus are kinda government. Even that is better!
If anyone using palantir wants to draw incorrect conclusions based on unverified data, the impact to them is certainly going to worse than it is to any of us normal citizens