all banks. Any bank that can indefinitely freeze your money and get away with it will do it. And now that everyone is doing it, the reputation damage is minimized.

Some banks do things that make you never want to do any business with them. Wells Fargo would open checking/savings/credit card accounts without their customers knowing, then Wells Fargo fired thousands of employees as a result of being caught. I will do everything possible to never to business with them.

All banks can, but it’s not true to say all banks will. It’s also not reasonable to suggest that some banks aren’t worse than others, so when someone wants to know of a less unsafe bank we should recommend one.