I'm looking at something like 1000 kWh on a heat pump a year in a mild weather, where kWh is around 0.30 eurocents. I don't however own the pump, energy company leases it to me, so I pay about 150 a month the whole year (cold months are about 4 GJ, but it totals to 18-ish in a year). Then there is another 10-30 a month for normal in-house electricity consumption.
When I had actual district heating (powered by gas, when the gas was expensive af) and the house was "leakier", I looked at something like 50ish GJ a year and paid close to 350.
Gas is even more expensive. I had to have mine cut off.
Note well: I do not have answers for these questions. But I think the questions are interesting.
Losing to Uber means my money is not being used in my economy, it goes away, it pays a few devs/local staff while it's stashed away in other financialised assets that do not help my neighbours (well, perhaps it helps the richest ones).
Most local produce initatives fail because they're not actually better than the global/international variants, especially considered from a price/quality pov.
For example, if I use Uber, a significant fraction of the fare (let's say 25%) is taken by Uber. That takes it out of the local economy. And because Uber has good tax lawyers, they pay minimal taxes in my country, so it leaves my country's economy completely.
With an old style taxi firm, the boss took a cut - but then he spent most of it in local shops, or his wife bought clothes at a local boutique and a nice haircut - keeping money going round the local economy.
Now, every time you use a cloud service, you take money out of a local economy.And people wonder why we have huge social and economic problems.