If it's only half, the problem it's not going to stop residential installs. By the time that utility power gets to them here in Australia it costs about 3 times as much, so they are going to install their rooftop systems anyway.
I can't speak for elsewhere, but here in Australia residential installs tend to be over provisioned. A small'ish install is 5kW. That generates about 20kWh per day. Typical household consumption is 1/2 that. Newer builds like mine tend to have far more - upwards of 20kW of panels. That's to cater for charging EV's. The result is grid solar installs are getting hammered by roof top solar: https://reneweconomy.com.au/wind-and-solar-hit-record-share-...
I only paid $50 where I ljve, but even with 10x higher labor costs in the US, it should be under $1000.
Where do you live?
Another possibility would be that utility scale solar optimizes to a much large disparity between DC rating and AC rating than does domestic rooftop PV.
- Maybe the SEIA is wrong.
- Maybe utility-scale projects sign contracts to buy PV modules further in advance. The prices were falling rapidly.
- Maybe residential installers were buying low-cost panels with lower efficiency or with no warranty.
I think you mean cheaper for the utility. It is certainly not cheaper for me, the homeowner.