Or about $5k one-off at pCloud, which is still a big investment. (No affiliation, just a customer.)
Obviously, collapse is inevitable on a long enough timeline for any company, but this scheme in particular is very vulnerable to a couple slow years in terms of sales.
If you are the only one paying upfront this is impossible as your harddrives might fail early, but if there are 1000 people willing to pay upfront we can easially handle that.
Note that I would not be surprised if this was just a Ponzi. That we know how to do this doesn't mean we are.
They get to depreciate the equipment, deduct electricity and labor, and get bulk rates on equipment.
And show mark to market accounting, cash flow and revenue for investment funding
For reasons not clear to me, if a system update requires compiling a large thing (e.g. Immich + TritonLLVM), 95% of the time it will break the internal LAN's network interface. I think updating is important (especially for a router), this means that a few times a week I have to babysit the system update to be there to reboot the server manually.
I think it's ultimately a sign of aging; I don't really have the attention span or energy to LARP as a sysadmin anymore, especially since I never really enjoyed that aspect of computers anyway. I think my monthly cost of storage would get untenable if I tried to move all my raw media rips to the cloud (about 45TB [1]), so I don't think I'll be able to migrate my Jellyfin for the foreseeable future, but I would like to some day.
[1] Looking it up, storing 45TB would end up costing anywhere between $250-$1500 a month pretty easily, which I currently cannot justify.