Re:Using AI to negotiate a $195k hospital bill down to $33k
by rootusrootus on Thursday October 30, 2025 @09:56AM
(#45760080)
My company offers us a range of plans, and one of them is always the zero deductible zero out of pocket max policy. More popular with those that have chronic conditions, the premiums are fairly steep.
I’m on the cheapest plan my company negotiated and my premiums are basically zero, because I’m young enough that most years I don’t spend more than a thousand bucks on health care (for me and my kids). Couple years ago I did hit the out of pocket max, though, and they did indeed cover everything from that point at 100%. I would never have gone bankrupt.
I’m on the cheapest plan my company negotiated and my premiums are basically zero, because I’m young enough that most years I don’t spend more than a thousand bucks on health care (for me and my kids). Couple years ago I did hit the out of pocket max, though, and they did indeed cover everything from that point at 100%. I would never have gone bankrupt.