All I mean by that is having an honest job I don’t totally dread, not getting a high-paying job that wrecks my mental health solely because it pays a lot, buying only what I need with minimal wants, trying to live simply without extravagance. I do in fact track budgeting very consistently and have a 401K, among other things, so that I avoid homelessness and stuff. But I do not think about how to make more and more money constantly.

The simple way would be to not "manage" your finances, don't build an investment portfolio. Have an honest work, live happily within your means and save whatever's left in cash.

Sadly, honest work is a dying value.

I don't think you understand. In the US you have to invest, or you simply won't retire before you die.

By earning more.