Take a quick look and note that the person in india in that situation puts them around the bottom 5% of their country, who live on less than $3 a day, commonly in mega-slums (these are the sorts of places you end up when you have absolutely nothing and unable to work) without running water and sewage running through the alley, and economic mobility back into the professional class even worse than USA.
Anyone with a room temperature IQ and a dual US-India citizenship is not moving to India as the place to be completely broke, ill, unable to work, and to go live in a slum that would make Skid Row look an absolute joke. Their story does not make any sense whatsoever. There is money or assets or property squirreled away, if there wasn't they would live on the meager assistance USA provides to citizens (even if stuck outside in a tent for awhile) before living on less than $3 a day in one of the mega slums people end up in when they are in India in that unfortunate situation.
And to be clear, I don't think commenter is lying about what they've been told. I'm not making any sort of dig at them.
They stuffed it in bank account in India where USA creditor cannot touch it.
The default on their debt, run off to India, and enjoy the fruit of wage arbitrage.
Mexicans/Latam do the same thing around here. Work many years, complain the cost of living too high, medical bills too large. Then go back to 3rd world country where they built mansion and funded entire extended family from USA salary, all the while bitching about America and how they went "broke."
Lol, no the fuck they did not, they are far more privileged than Americans that were in their station of employment as well as the fellow countrymen that didn't leave to go to the evil bankrupting America.