Using AI to negotiate a $195k hospital bill down to $33k

Re:Using AI to negotiate a $195k hospital bill down to $33k by no_wizard on Tuesday October 28, 2025 @07:43PM (#45740814)

>A lot of people with FSAs will have insurance that disqualifies having an HSA.

Which should be illegal. It should be only HSA across the board. Its nonsensical that this is a thing.

I'd love an HSA, but I can't due to my plan (can't do a high deductible plan for $reasons).

I think there may be some loophole in setting up an independent HSA but I haven't looked into it enough, only recently heard of such a scheme

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Re:Using AI to negotiate a $195k hospital bill down to $33k by com2kid on Tuesday October 28, 2025 @10:38PM (#45742004)

FSA is just a 30%-ish discount on medical expenses. It is useful for eye glasses and such. A lot of QoL services qualify for FSA, including weight loss coaches and therapy.

Heck my (prescription) meta ray bans were paid for in part with FSA funds.

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