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A comment on Using AI to negotiate a $195k hospital bill down to $33k. Parent comment

Re:Using AI to negotiate a $195k hospital bill down to $33k by sxg on Tuesday October 28, 2025 @04:25PM (#45738650)
Public service loan forgiveness (PSLF) exists and a huge number of people in medical professions actually take advantage of it. I know of multiple medical students and residents with over $500k in debt that are in the process of having all of their loans forgiven after 10 years in training and a total cost of approximately $75–150k for their entire education. Sure, that's still a decent amount of money, but it's very much worth the ROI.

https://en.wikipedia.org/wiki/Public_Service_Loan_Forgivenes...

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Re:Using AI to negotiate a $195k hospital bill down to $33k by lesuorac on Tuesday October 28, 2025 @04:42PM (#45738871)
How successful are those people being?

IIUC, there was a bit of a scandal where the companies the DoE where paying to manage those 10 year forgiveness plans where giving incorrect advice and so a lot of people aren't going to qualify.

https://oag.ca.gov/news/press-releases/attorney-general-bece...

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Re:Using AI to negotiate a $195k hospital bill down to $33k by sxg on Tuesday October 28, 2025 @07:54PM (#45740913)
Anecdotally, it's worked out for a number of friends and people on /r/PSLF. There's definitely poor communication around PSLF, but it is a real program.
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Re:Using AI to negotiate a $195k hospital bill down to $33k by apparent on Tuesday October 28, 2025 @11:59PM (#45742463)
Lots of hospitals are nonprofits, and doctors can make lots of money working at hospitals. There is no income cap for PSLF IIRC, as long as you're working for a qualifying entity (including nonprofits).
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