News for hackers. Stuff that matters.

A comment on Tech megacaps lose $770B in value as Nasdaq suffers steepest drop since April. Parent comment

Re:Tech megacaps lose $770B in value as Nasdaq suffers steep... by Pooge on Saturday October 11, 2025 @04:49PM (#45552564)
> I bet you also like to tell people "don't time the market, it's time in the market," right?

That's right.

> In fact, you're right, go invest in Keurig Dr. Pepper, or no no, how about Kraft Heinz. Those did so well compared to just holding cash.

You're either trolling me or don't know anything about modern personal finance. If you're willing to get out of your cave and open your worldview a little bit, I recommend reading the Bogleheads wiki.

Your argument is also flawed, as cash still lost some of its value. As it always did.

Also, comparing cash to investment in specific companies stock is an unfair comparison. USD vs S&P500 index is a fairer comparison.

It's fine if you yourself prefer to hold cash for whatever personal reasons you have, but please stop talking nonsense. A comparison of any currency in the world vs a roughly diversified index would invalidate all your points.

[ Parent | on HN ]
Re:Tech megacaps lose $770B in value as Nasdaq suffers steep... by immibis on Saturday October 11, 2025 @06:49PM (#45553337)
Buying or selling stock is always timing the market.
[ Parent | on HN ]
Re:Tech megacaps lose $770B in value as Nasdaq suffers steep... by Pooge on Sunday October 12, 2025 @03:21AM (#45556036)
Absolutely not. Most of the investors are regular people who need the money for their retirement. They sell stock when they need the money to live.

Stop thinking that investment is like in the movies where everyone watches their portfolio value 24/7, please.

[ Parent | on HN ]
Re:Tech megacaps lose $770B in value as Nasdaq suffers steep... by immibis on Sunday October 12, 2025 @07:18AM (#45557312)
So you're asserting that now is good value, relative to when you're 65. That's timing.
[ Parent | on HN ]
Re:Tech megacaps lose $770B in value as Nasdaq suffers steep... by Pooge on Sunday October 12, 2025 @12:14PM (#45559297)
Not at all. Buying and selling on a fixed schedule regardless of the price of the asset is absolutely not timing.

Let me take the Investopedia definition[1]: "Market timing is the act of moving investment money in or out of a financial market—or switching funds between asset classes—based on predictive methods. Market timing is the opposite of a buy-and-hold strategy, where investors buy securities and hold them for a long period, regardless of market volatility." (emphasis mine)

[1]: https://www.investopedia.com/terms/m/markettiming.asp

[ Parent | on HN ]
Re:Tech megacaps lose $770B in value as Nasdaq suffers steep... by andrewmcwatters on Saturday October 11, 2025 @05:58PM (#45553045)
> It's fine if you yourself prefer to hold cash for whatever personal reasons you have, but please stop talking nonsense. A comparison of any currency in the world vs a roughly diversified index would invalidate all your points.

No, it wouldn't.

[ Parent | on HN ]