Financing My Klarna Doritos Locos Taco

Re:Financing My Klarna Doritos Locos Taco by malnourish on Friday October 10, 2025 @10:01PM (#45545942)

My living partner transfers me money via ACH each month to share our expenses. It's effectively instant.

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Re:Financing My Klarna Doritos Locos Taco by dmoy on Friday October 10, 2025 @10:36PM (#45546104)

ACH isn't instant, but if you use the same bank they may use something besides ACH to affect the transfer.

ACH is... FTPing around flat files, at some point in the day. Or the next day. Plus time for clearing.

FedNow is closer to instant

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Re:Financing My Klarna Doritos Locos Taco by otterley on Friday October 10, 2025 @11:36PM (#45546401)

For the purpose of making rent payments, it doesn't matter.

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Re:Financing My Klarna Doritos Locos Taco by chews on Friday October 10, 2025 @10:34PM (#45546095)

You've undoubtedly done this before the IRS/Treasury $600 dollar reporting requirements... try to do this with someone new.

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