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A comment on Offline card payments should be possible no later than 1 July 2026. Parent comment

Re:Offline card payments should be possible no later than 1 ... by input_sh on Friday October 03, 2025 @08:16PM (#45469267)
Oh it's easy: they don't use Visa / Mastercard, but their own domestic system called Swish, which is much cheaper for businesses and of course completely free for individuals.

Similar instant payment systems have really blossomed across the world, especially in recent years.

[ Parent | on HN ]
Re:Offline card payments should be possible no later than 1 ... by timeon on Saturday October 04, 2025 @03:26AM (#45471357)
> Oh it's easy

Can you use it without local ID/phone and with foreign bank account?

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Re:Offline card payments should be possible no later than 1 ... by KomoD on Saturday October 04, 2025 @03:40AM (#45471451)
No because you need BankID which is issued by your bank and to get BankID you need a Swedish bank and a personnummer. You can use a foreign phone number with Swish but some banks don't allow it (or only allow some countries, e.g. finland).
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Re:Offline card payments should be possible no later than 1 ... by KomoD on Saturday October 04, 2025 @03:37AM (#45471430)
A lot of stores have minimums if you want to pay with Swish, the more common answer to how we pay for small amounts like that is... we just use our cards like any other purchase.
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