Re:How Often Do Health Insurers Say No to Patients? No One K...
by SamoyedFurFluff on Saturday September 06, 2025 @07:43PM
(#45153919)
How can we have a competitive marketplace? I’m not a doctor (and therefore cannot informed evaluate the services) and even if I was I can’t search for my preferred cardiologist when I’m having a heart attack.
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Re:How Often Do Health Insurers Say No to Patients? No One K...
by arwhatever on Saturday September 06, 2025 @08:01PM
(#45153998)
Is all of your healthcare 100% heart attacks?
Re:How Often Do Health Insurers Say No to Patients? No One K...
by SamoyedFurFluff on Saturday September 06, 2025 @09:52PM
(#45154667)
But again I don’t have enough education to judge if my doctor is yanking my chain.
Re:How Often Do Health Insurers Say No to Patients? No One K...
by eviks on Saturday September 06, 2025 @10:24PM
(#45154835)
You're not a mechanic, how can you evaluate the services be certain that they didn't oil your breaks instead of your engine?
> can’t search for my preferred cardiologist when I’m having a heart attack.
You can't search for your preferred mechanics when your breaks failed on a highway.
Yet somehow that didn't kill the competitive marketplace.
Re:How Often Do Health Insurers Say No to Patients? No One K...
by kstrauser on Saturday September 06, 2025 @11:20PM
(#45155122)
That’s a bad analogy. If my brakes fail, once I come to a stop there’s no urgency in getting them fixed. I can abandon the care if it’s a lemon. I can have it towed home. I can use Yelp to find a reasonable mechanic. I can rent another car until this one’s fixed. It’s the opposite of “every second counts”.
Meanwhile, this is the only heart I have, and if it’s in danger of stopping, I have approximately seconds to call 911 to get someone to come take me to the repair shop of their choosing.
Re:How Often Do Health Insurers Say No to Patients? No One K...
by arwhatever on Sunday September 07, 2025 @02:01AM
(#45155785)
It could be said that you’re over-generalizing here.
Arguing against any attempt at competitive healthcare pricing because medical emergencies exist is a bit throwing the baby out with the bath water.
Re:How Often Do Health Insurers Say No to Patients? No One K...
by kstrauser on Sunday September 07, 2025 @08:47AM
(#45157713)
I wasn’t arguing that. I was pointing out that this was a bad analogy.
Re:How Often Do Health Insurers Say No to Patients? No One K...
by mattnewton on Saturday September 06, 2025 @11:19PM
(#45155113)
I can call a cab or get a replacement car from my insurance to drive around in, and I understand my body a whole lot less than my car. Demand for a car mechanic is nowhere near as inelastic as most of healthcare, so I don’t think this analogy really fits. At most it suggests that private markets can handle ambulances as well as we handle roadside towing.