Banks have been closing up their in-person services as fewer and fewer people use them.

https://www.kiplinger.com/personal-finance/banking/is-your-l...

> Since 2020, the rate of bank branch closures in the U.S. has doubled. The majority of those closures come from large and very large banks, contributing to an overall 5.6% decline in total bank branches nationwide since the start of the pandemic.