Because you've all treated housing as a financial instrument,

instead of what it should be: safety for your family.

The market can stay irrational longer than you can stay solvent, and in a world where every home is priced this way it’s not like you could go to an alternative housing market.

Of course you can, digital nomads have been geoarbitraging for a long time.

Truly upsetting that what was a joke is now my best plan: van, river.

Absolutely zero interest in sharing walls with people again... or participating in building the next Company City. Bidding against colleagues is enough to make the bosses laugh.

So, behave like a dragon. Hoard coins and, eventually/occasionally, fly. Maybe burn some stuff.

Are you sure?

I look at it as an expense. If you can sell and make a few bucks, great. But I doubt any new buyers will make out.

I expect in the not to distant future, the only way someone will get to own a house is to inherent one.

> I expect in the not to distant future, the only way someone will get to own a house is to inherent one.

Only if the current insanity around zoning and regulation persists. In many real estate markets, it's literally illegal to increase the supply of housing; in others, price controls make it unappealing to invest in increasing the supply of housing.

I don't know what kind of toxicity is unique to the Anglophone world that exacerbates this problem, but at some point we just need to rip off the band-aid, tell existing homeowners to cry more, and just build, build, build. There's no inherent reason why the price of houses should so far exceed income in this vast country.

>just build, build, build. There's no inherent reason why the price of houses should so far exceed income in this vast country

You are right, but there is always a but :)

Seems right now the "good jobs" are only being create around a few mega cities. DC, NY, SF and a few others. DC stalled a bit I think due to DOGE. In a lot of those areas NIMBH is big. So if you build like crazy in many "fly over" states, where is is plenty of land, at best the builders will not make a profit. But probably the houses will stay empty.

As with everything else, politicians will not make the hard decisions due to fear.

I use to be against term-limits, but the last 25 years proved me wrong :(

The job market is scary. I can afford a better house right now but am scared shitless I won’t be able to keep my income up. So we stay in our small old house for now, maybe forever.

Yes - looking around at the volume of people on the job market after years of layoffs, it is a very humbling experience thinking that if I do end up unemployed, I will have a hard time orchestrating my personal soft landing.

> Even if you sell your house for a million dollar where will You move to?

Literally anywhere in the "bottom" 99% of the country by real estate costs?

median home price was 410k in 2025Q2 [1] so it may take most/all the net gains to purchase a median house.

1. https://fred.stlouisfed.org/series/MSPUS

Complaining because you can "only" afford to buy a median house without needing a mortgage has to be one of the more shockingly out of touch things I've heard on this very out of touch site.

Very closely tracks the money supply[0].

[0]: https://fred.stlouisfed.org/series/M2SL

General median home price is a metric but of a limited value. There are a lot of homes in remote areas and they don't cost much. The only downside is that they cost so little because they are in remote areas without jobs. One can buy such house only to retire.

And what would you do there? Are there enough jobs in those areas?

Hackers often work or consult remotely to where they live.