Re:Open Source Visa/Mastercard Competitor: Zenobia Pay
by SJC_Hacker on Thursday August 14, 2025 @05:43PM
(#44906045)
> a fine does not stem from a consensual transaction, and thus is not a debt under the FDCPA.
Which transactions with the government is "consensual" where it doesn't demand payment up front (like a contractor)?
This goes back to my idea that while legal tender is a nice idea, in practice it means nothing
https://www.findlaw.com/legalblogs/seventh-circuit/city-sanc...
> The Seventh Circuit Court of Appeals ruled this week that city-levied fines are not debts under the FDCPA... District courts, for what it's worth, uniformly agree that a fine does not stem from a consensual transaction, and thus is not a debt under the FDCPA.