However! This strategy only works if the outlet was the only one on the circuit, and _that_ isn't particularly common.
(Another outlet type I've seen: I saw a NEMA 7 277V receptacle before. I think you get this from one phase of a 480V three-phase system, which I understand is ran to many businesses.)
Oddly, 14-50 has become the most common receptacle for non-hardwired EV charging, which is rather wasteful since EV charging doesn’t need the neutral at all. 6-50 would make more sense there.
1: when an uncle stops by for a visit with his RV he can plug in.
2: the other outlets in your garage are likely on a shared circuit. The 14-50 is dedicated, so with a 14-50 to 5-15 adapter you can more safely plug in a high wattage appliance, like a space heater.
2 is something I never thought of, I’ll have to keep that in mind.
If you actually had an electrician do it, I doubt they would've installed a breaker if they thought the wiring wasn't sufficient. Truth is that you can indeed get away with a 20A circuit on 14 AWG wire if the run is short enough, though 12 AWG is recommended. The reason for this is voltage drop; the thinner gauge wire has more resistance, which causes more heat and voltage drop across the wire over the length of it, which can cause a fire if it gets sufficiently hot. I'm not sure how much risk you would put yourself in if you were out-of-spec a bit, but I wouldn't chance it personally.