News for hackers. Stuff that matters.
Re:Ask HN: What trick of the trade took you too long to learn? by ternaryoperator on Tuesday August 05, 2025 @02:07AM (#44794792)
This doesn't take into account that you need to live somewhere.

If you spend $2K on rent (which gets no return) and put $1K into the SPY500 every month or put all $3K into your house, you will be far, far ahead with real estate.

Re:Ask HN: What trick of the trade took you too long to learn? by hintklb on Tuesday August 05, 2025 @02:35AM (#44794936)
I don't know why you think this is not taken into account by those calculator. They obviously include the cost of rent for a similar place...