I mean, I can't speak to housing problems in this thread, but your second sentence sounds like every post mortem and root cause analysis I've ever seen. Sometimes problems have root causes that must be addressed first.

40 years ago you could buy a share in American companies for an hours work.

Today you have to work 25 hours to buy the same share

In 40 years time you’ll have to work 4 months to buy what in 1985 would cost 1 hour.